Overview
Underwriter, Insurance Jobs in Johannesburg, South Africa at RMB Nigeria Limited
Position: Underwriter-1
## Underwriter-1
Apply locations:
Johannesburg time type:
Full time posted on:
Posted Todaytime left to apply:
End Date:
June 5, 2026 (7 days left to apply) job requisition :
R42542#
** Job Description
** To perform assessment on complex life insurance applications based on medical, occupation, avocation, travel and financial information, ensuring adherence to underwriting guidelines.
Hello Future
** Underwriter III,
** Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.
As part of our team in
** FR Life Assurance,
** you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.
** Are you someone who can:
*** Conduct tele interviews or tele-underwriting.
* Manage medical, occupation, part-time activities, travel and Financial Underwriting standard and substandard cases for:
Disability and Critical Illness Underwriting, Income Protection, Business Cover, Group Risk, Alterations and Queries.
* Ensure placement of cases according to reinsurance treaty and internal guidelines.
* Liaise with planners/Business Development Manager on special terms, queries, presales and underwriting refreshers sessions with the front liners.
* Ensure resolution of underwriting enquiries and high priority cases.
* Drive and ensure involvement in Chief medical Officer sessions and other Underwriting training presentations (i.e., Case Studies, Sales training).
* Ensure underwriting – medical queries and tasks allocated are resolved timely and effectively by providing first time resolution on enquiries.
* Ensure accurate completion of documentation as per departmental guidelines to meet client needs and effectively utilize IT systems to ensure accuracy of documentation.
* Ensure adherence to organizational best practice and legislative requirements. Adhere to policies and procedures and take corrective action where necessary.
* Ensure all risks to the company are mitigated, identified, and escalated where necessary.
* Maintain a broad product knowledge to respond to customer queries effectively and accurately.
* Stay abreast on industry regulations, trends and best practices in underwriting.
* Approve and countersign cases above the acceptance limits of the underwriter.
* Provide coaching and mentorship to junior staff in the team to ensure optimal performance of the team and knowledge sharing.
* Actively anticipate and identify opportunities for improvements to our processes and procedures.
* Proactively solve problems, and recognize risk exposures, manage and escalate these where appropriate.
* Assess all applications not accepted by the online underwriting engine – initial applications, additional information and policy alterations.
* Provide fair and balanced underwriting decisions using the appropriate amount of evidence necessary.
** You will be an ideal candidate if you have:
*** Grade 12- NQF Level 4
* 5+ Years relevant medical training or previous medical underwriting at an advanced level
* 5 Plus years of proven experience as an Underwriter in the life insurance industry
* A proven working or higher- level knowledge of lump sum disability and critical illness, incomes protection, business cover and group risk
* Knowledge of insurance products, regulations and underwriting guidelines and current practices
* Experience in working with underwriting systems and tools
* Be competent in interpretation of doctor’s reports, medical results and risks link to abnormalities of these
* Assessment of medical, financial and occupational underwriting risk of an organization
* Proven experience as an underwriter in life insurance industry
** You will have access to:
*** Opportunities to network and collaborate
* A challenging working environment that is progressive and agile
* Opportunities to innovate where initiative is taken and owned end to end
** We can be a match if you have the following:
*** Adaptable and curious
* Have a proven successful track record.
* Thrive in a collaborative environment.
* Detail-oriented
* Proactive and accountable
* Calm under pressure
* Collaborative mindset
* Flexible and adaptable in a dynamic work environment
** Apply now if you are interested in taking the next step. We look forward to engaging with you!*
* #J-18808-Ljbffr
Title: Underwriter, Insurance
Company: RMB Nigeria Limited
Location: Johannesburg, South Africa
Category: