Overview
Motor Fleet Underwriter Jobs in Johannesburg, Gauteng, South Africa at Hollard Insurance
Title: Motor Fleet Underwriter
Company: Hollard Insurance
Location: Johannesburg, Gauteng, South Africa
Job Purpose
To underwrite and price motor fleet risks within developed and agreed guidelines and reinsurance limits.
The role drives profitable growth, underwriting excellence, portfolio performance and the strategic development of HART business targets. It develops and maintains effective relationships with intermediaries and clients to attract, develop and retain profitable business; performs analytical reviews to assess motor fleet risks; and identifies market opportunities, emerging risks and industry trends to enhance product offerings and competitiveness.
Key Responsibilities
Underwriting Governance and Risk Management:
- Establish and maintain underwriting guidelines, authorities and best practices.
- Ensure consistent application of underwriting standards across portfolios.
- Review and approve complex, high-value and non-standard fleet risks within delegated authority.
- Monitor risk accumulation and exposure concentrations.
- Ensure adherence to underwriting and FAC governance frameworks and risk appetite.
Portfolio Management
- Manage profitability, growth, retention and loss ratio performance of full binder portfolios.
- Conduct regular portfolio reviews and implement corrective actions where required.
- Analyse underwriting results and emerging trends to optimise performance.
- Work closely with actuarial teams to review pricing adequacy and portfolio performance.
Pricing And Product Development
- Collaborate with the Senior Underwriting Manager to develop and enhance HART risk product solutions.
- Ensure underwriting and pricing models remain relevant to changing market conditions.
Broker And Client Relationship Management
- Build and maintain strong relationships with key brokers, partners and strategic clients.
- Support business development initiatives and key account management activities.
- Participate in broker engagement, market presentations and renewal negotiations for strategic accounts.
Regulatory And Compliance Oversight
- Ensure compliance with relevant insurance regulations, legislation and internal policies.
- Maintain effective underwriting controls and audit readiness.
- Support internal and external audits as required.
Stakeholder Collaboration
- Partner with Claims to improve claims insights and loss prevention strategies.
- Work with internal stakeholders to enhance fleet risk management solutions where applicable.
- Engage with Reinsurance teams regarding portfolio structure and treaty requirements.