Overview
Manager: Provincial Credit Jobs in Sandton, Gauteng, South Africa at Capitec Client Care
Title: Manager: Provincial Credit
Company: Capitec Client Care
Location: Sandton, Gauteng, South Africa
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Date: 25 Apr 2025
Location: Sandton, GT, ZA
Company: Capitec Bank Ltd
Purpose Statement
To evaluate and manage the credit and associated risks within an allocated portfolio in Business Bank through leading, driving and inspiring a team of Credit and Senior Credit Managers responsible for providing credit support, from origination and assessment, on an Intuitive basis, to ongoing risk management.
To integrate and manage the credit function by ensuring that the quality of credit risks across the regions are aligned to the Bank’s risk appetite, which includes minimising the risk of loss through bad debts, while maximising profits and applying risk-based pricing, where appropriate.
To evaluate, manage and monitor the credit and associated risks within a complex and high value portfolio (in addition to the supervision and management of the provincial portfolios).
Experience
Minimum:
At least 3 years’ experience at Senior Management Level
7 years Credit Management experience, within the Commercial and Business markets
Previous supervisory or leadership experience
Ideal
3+ years’ experience at Senior Management Level
7+ years Credit Management experience, within the Commercial and Business markets
Qualifications (Minimum)
Bachelor’s Degree in Accounting – Financial Accounting or Credit Management
Qualifications (Ideal Or Preferred)
Honours Degree in Accounting – Financial Accounting or Credit Management
Knowledge
Minimum
Commercial, business and financial principles and practices
People Management
Change Management
Project Management
Governance and risk management principles
Business processes, policies and systems
Application of relevant credit and risk legislation in an organisation (NCA, CPA, Companies Act, Insolvency Act, etc.)
Impact of regulatory bodies (BASA, SARB, SACCRA, NCR, and FIC) on the functioning of an organisation
Skills
Commercial Thinking Skills
Decision making skills
Leadership Skills
Management skills
Problem solving skills
Conditions of Employment
Clear criminal and credit record
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