Overview
Manager, Credit Evaluation Jobs in Bloemfontein, Free State, South Africa at Standard Bank Group
Title: Manager, Credit Evaluation
Company: Standard Bank Group
Location: Bloemfontein, Free State, South Africa
Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
Assess and evaluate lending applications for clients using sound credit risk and affordability assessments, financial principles and credit policies which will support the bank’s asset book growth and manage credit losses by ensuring that lending credit principles are applied and that lending is within the Bank’s risk appetite parameters. This will include the spectrum of lending products available to business segment clients, including specialised lending, trade finance, debtors finance, commercial property finance, Agriculture (in particular) and others, dependant on the client and segment within which the Manager operates.
Qualifications
Minimum Qualifications
Type of Qualification: Undergraduate Degree
Field of Study: Business Commerce or Finance and Accounting or Agric qualification
Experience Required
Credit Risk-BCC
Risk & Corporate Affairs
Minimum of 3-5 years Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across business banking and Agri).Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.
Additional Information
Behavioral Competencies:
Articulating Information
Developing Strategies
Directing People
Embracing Change
Examining Information
Interpreting Data
Technical Competencies:
Compliance
Risk Management
Stakeholder Management
Strategic Alignment & Execution
Strategic Planning and Reporting
Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected]
