Overview
Junior Relationship Manager Jobs in KwaZulu-Natal at Afgri
Full Job Description
This role is responsible for originating new Month accounts and maintaining existing Month accounts in KZN.
Minimum Requirements:
Grade 12 or equivalent qualification.
National Diploma or Degree in Finance or Credit Management would be an advantage.
At least 5 years’ experience in banking, preferably with agricultural financing or a relevant customer service role.
SAP experience will be advantageous.
Key Performance Areas
Identify New Business:
Conduct market analysis.
Pursue new business opportunities and key clients.
Make appointments and discuss client needs.
Complete applications and obtain required documents.
Discuss AFGRI’s interest rates, costs, terms, and conditions.
Identify cross-selling opportunities.
Pre-work on Credit Applications:
Collect required FICA documents.
Obtain ITC, WinDeed, bank codes, and bank statements.
Collect financial statements and completed application forms.
Analyse and evaluate documentation.
Preparation of Credit Applications:
Capture applications on the e-Credit system.
Scan and capture required documents.
Evaluate applications according to credit policy and NCA rules.
Arrange for security with clients if required.
Make recommendations to Credit and submit applications.
Administration:
Manage queries on the Month accounts.
Follow up with clients to ensure satisfaction.
Finalise e-account applications.
Report deceased clients and arrear accounts.
Update knowledge of credit products and policies.
Assist clients of other relationship staff if they are unavailable.
Technical Competencies:
Computer literacy (MS Office & Excel).
Fluent verbal and written communication skills in English and Afrikaans.
Analytical ability with strong attention to detail.
Ability to work independently or with a team.
Strong problem-solving skills.
Behavioural Competencies:
Stress management.
Networking.
Business and customer orientation.
Integrity.
Analytical.
Result-oriented.
Team player and able to work independently.
Willing to travel.
Closing Date: 18 June 2025
Please note that correspondence will be limited to shortlisted candidates only. Applicants who have not heard from us within 30 days of the closing date may assume that their applications have been unsuccessful and are hereby thanked for their interest. The filling of these positions will be aligned to AFGRI’s Employment Equity Policy.
Applicants are informed that in order to consider any application for employment, we will have to process your personal information.
A law, known as the Protection of Personal Information Act, 4 of 2013 (POPIA) provides that when one processes another’s personal information, such collection, retention, dissemination and use of that person’s personal information must be done in a lawful and transparent manner.
In order to give effect to this right, we are under a duty to provide you with a number of details pertaining to the processing of your personal information. These details are housed under the HR Processing Notice, which can be accessed and viewed on the AFGRI Group website, https://www.agh.co.za/which HR Processing Notice we request you kindly download and read.
Title: Junior Relationship Manager
Company: Afgri
Location: KwaZulu-Natal
Category:
