Overview
Home Loan Specialist Jobs in Polokwane, Limpopo, South Africa at SA Home Loans
Title: Home Loan Specialist
Company: SA Home Loans
Location: Polokwane, Limpopo, South Africa
About the Company
SA Home Loans is dedicated to providing exceptional home finance solutions, ensuring that our clients receive the best service possible. Our mission is to facilitate home ownership through innovative financial products and a commitment to customer satisfaction.
About the Role
The role involves actively engaging in prospecting potential home loan clients by leveraging lead providers and direct marketing, utilizing needs analysis-based selling techniques.
Responsibilities
- Source Potential Leads: Utilize proactive and reactive prospecting methods.
- Develop a robust network through partnerships and relationship building.
- Execute referral campaigns, outdoor/Mall/Community marketing, social media, corporate presentations, wellness days.
- Identify needs: Employ open-ended questioning to understand clients’ financial and emotional needs.
- Pre-qualify clients by assessing their background and linking it to credit health reports and affordability.
- Identify financial challenges and offer solutions.
- Ensure proper records of leads and follow ups.
- Match Product Offerings to Needs: Utilize extensive product knowledge to present tailored solutions.
- Explain application procedures and apply appropriate credit criteria.
- Provide upfront explanations of situations that need clarity and ensure supporting documents.
- Explain Final Approval and Successful Closing: Clarify all terms and conditions of the final offer to client.
- Summarize benefits of the product package and all relevant conditions.
- Maintain customer contact and Follow-up: Keep clients updated throughout the process.
- Provide clear explanations to client inquiries.
- Maintain contact after client has accepted our offer and request referrals.
- Applications capture and file construction: Complete and capture applications accurately, based on what the client requires and qualifies for.
- Compile supporting documents and ensure the file is completed and ready to process.
Qualifications
- Own car/transport and valid driver’s license.
- Matric qualification.
Required Skills
- Minimum Experience: 2 years of successful sales conversions.
- Experience in proactively prospecting in a pressurized sale environment.
- Strong administrative skills.
- Marketing.
Preferred Skills
- 3 years of sales experience, preferably in home loans.
- Experience in sales within a self-sourcing environment, adept at proactively generating leads.
Pay range and compensation package
Compensation details will be discussed during the interview process.