Overview
Credit Risk Analyst Jobs in South Africa at BP p.l.c.
Position: Credit Risk Analyst (Fixed Term Contract)
Travel Requirement:No travel is expected with this role.
Relocation Assistance:This role is not eligible for relocation.
Remote Type:This position is a hybrid of office/remote working.
Job Summary
Entity:Finance
Job Family Group:Finance Group
Job Description:The Credit Risk Analyst role exists to do appraisals for new and existing customers consistent with Credit Policies and Standards and propose mitigation strategies. It also provides assistance and business support to the bp Southern Africa sales teams and monitors customers’ transactions against credit limits while ensuring adherence to policies and procedures in the drive for exceptional customer service, operational excellence and compliance.
Key Responsibilities:
Execute routine day-to-day credit risk operations to ensure delivery meets customer and business expectations.
Understand and operate the Global Credit Policy, Group Credit Standard as well as related R&M Credit Processes.
Ensure GBS securely stores all information in accordance with the requirement of the policies and standards ensuring compliance with any data privacy requirements.
Key contact to Transunion/Experian and other related credit bureaus and control of user access within the center.
Escalation point in GBS Centre for all credit related queries.
Conduct credit risk evaluations on new and existing customers, establish, update or obtain credit limit approvals for them, interpret financial information to extrapolate risk factors, develop and prepare business cases for escalations and recommendations.
Essential
Education:
Bachelors degree in Finance, Accounting, Business or related field / equivalent NQF level 6.
Essential
Experience:
3-5 years relevant experience as a risk analyst in a credit environment.
Preferably in the oil industry, banking, financial services or blue-chip corporate credit environment.
Clear ability to perform financial statement analysis.
Demonstratedattention to detailand ability to adhere to processes.
Ability to work within deadlines withattention to detailand accuracy.
Strong written and verbalcommunication skills– the role requirescommunicationto all levels within the organization.
Exceptionalanalytical skillsand demonstrated proficiency in IT Applications.
Desirable Criteria:
Experience using Transunion, Experian or other related Credit Bureaus.
Experience working in Global Shared Services environment.
Strong organizational skills.
Experience working in afast-paced environmentand ability to adapt to changing priorities.
Proven track recordof effectiveteamwork.
Good investigative andanalytical skills, able to prioritize work and meet strict deadlines.
Customer focused, service oriented and performance driven.
Demonstrated ability to multitask with limited direction and supervision.
System Knowledge:
Advanced knowledge of SAP, ISP & JDE.
Strong Excel.
Key
Competencies:
Financial Transaction Recording – 3
Accounts Analysis & Reconciliation – 3
InboundDocument Management- 3
Exception Management – 3
Credit Management – 3
Customer Inquiries and Dispute Resolution – 3
Risk & Compliance Management – 2
Data Management & Control – 2
Customer Service Delivery Excellence – 2
We support our people tolearn and growin adiverseandchallengingenvironment. We believe that our team is strengthened bydiversity. We are committed to crafting aninclusiveenvironment in …
Title: Credit Risk Analyst
Company: BP p.l.c.
Location: South Africa
Category: Finance & Banking, IT/Tech
