Overview
Credit Manager/Officer Jobs in Johannesburg, South Africa at Express Employment Professionals
Key Responsibilities
Responsible for the review and approval of commercial credit proposals, Credit assessment and credit worthiness of the customer.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
File Verification in terms of established credit guidelines, process and approval, maintain a good balance between returns and risks exposure.
Review loan agreements to ensure that they are complete and accurate according to policy.
Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
Handle customer complaints and take appropriate action to resolve them.
Market financial products to individuals and firms, promoting AFCL services that may meet customers’ needs.
Updating and submitting monthly data to credit bureau as per banking regulations, updating and preparing daily reports.
Ensure all regular monthly reporting is generated for management review.
Desired Profile
Must have Credit management exposure.
Must have excellent communication and inter-personal skills.
Understanding of retail finance.
Educational Qualifications
Commerce of Finance Graduate.
Relevant years of Experience
Between 6-8 years of experience (Overall).
Competencies
Relationship building.
Communication & Interpersonal skills.
Presentation skills.
Credit management.
Industry Preference
Banks.
Title: Credit Manager/Officer
Company: Express Employment Professionals
Location: Johannesburg, South Africa
Category: Finance & Banking (Banking & Finance)
