Overview
Credit Analyst – Commercial & Agri Finance Jobs in Nelspruit, South Africa at Fempower
Position: Credit Analyst – Commercial & Agri Finance )
Are you a skilled Credit Analyst with a strong background in credit
risk assessment
,
financial analysis
, and deal structuring ? Join a leading financial institution committed to driving transformation and sustainable growth within the commercial and agricultural finance sector . Why This Opportunity? Play a pivotal role in credit
risk assessment
and financial solutions for key clients. Work on
diverse
credit applications, including commercial and transformation finance .
Engage with high-value transactions that impact South Africa’s agricultural and commercial sectors. Enjoy a
dynamic
,
fast-paced environment
that values strategic thinking and
problem-solving
.
Key Responsibilities:
Conduct credit assessments , including
financial analysis
, trend evaluation, and risk mitigation. Present bankable solutions to support sustainable business growth. Perform collateral analysis, loan structuring, and credit risk management . Ensure compliance with credit policies, NCA, CPA, FICA, and risk regulations . Engage with stakeholders, operations teams, and credit committees to streamline the credit process. Manage a portfolio of clients, performing annual credit reviews and loan restructuring .
Provide expert guidance on deal structuring and financing solutions for commercial clients. What You Need to Succeed:
Qualification:
A 3-year tertiary qualification in Commerce (Accounting, Agri-Economics, or Credit Management preferred).
Experience:
3+ years in credit
risk assessment
, deal structuring, and
financial analysis
. Skills & Expertise:
Strong credit assessment and financial modelling skills. In-depth understanding of risk management principles and credit compliance . Experience in commercial lending, agricultural finance, or business banking . Proficiency in Microsoft Office and compliance management tools . Knowledge of primary and secondary agricultural sector finance . Travel:
Regular travel may be required as part of the role.
Title: Credit Analyst – Commercial & Agri Finance
Company: Fempower
Location: Nelspruit, South Africa
Category: Finance & Banking (Risk Manager/Analyst, Financial Analyst, Corporate Finance, Financial Consultant), Business (Risk Manager/Analyst, Financial Analyst)
