Overview
Business Manager Jobs in Tembisa, Gauteng, South Africa at Capitec
Title: Business Manager
Company: Capitec
Location: Tembisa, Gauteng, South Africa
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We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
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Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
To provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
Experience
Minimum:
Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
Experience of managing a complex portfolio of business customers with a service and financial analysis focus.
Significant experience in preparing and motivating Credit applications
Cost control and sales management
Ideal:
1-2 years managerial /leadership experience
1-2 years managing a small business centre
Qualifications (Minimum)
Grade 12 National Certificate / Vocational
Qualifications (Ideal Or Preferred)
Bachelor’s Degree in Commerce or Finance
Knowledge
Minimum:
Principles and practices of business economics and the current business economic environment.
Customer relationship management (CRM) principles and techniques
Different industry sectors and sector risk profiles/ trends; this includes an understanding of the impact of climatic conditions on the agricultural market (if there are agric clients in the portfolio).
Local market (LM) sales principles and practices to manage and optimise retention and growth within the portfolio.
General banking practices and procedures.
Knowledge of competitor product offerings/ channels/ operational and marketing tactics.
Credit principles and practices, including an understanding of credit application, securities
Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.
Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
Able to extract, analyse and apply CRM insights to influence the client management approach and strategy
General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
Ideal:
Features, benefits and value propositions of the respective company product/service offerings.
Multi-level products available and pricing structures
Current taxation laws as they apply to customers.
A good knowledge of administration processes and procedures pertaining to Business Banking transactions
Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)
Skills
Communications Skills
Analytical Skills
Problem solving skills
Numerical Reasoning skills
Commercial Thinking Skills
Strategic Thinking Skills
Networking
Computer Literacy (MS Word, MS Excel, MS Outlook)
Conditions of Employment
Clear criminal and credit record
Willing and able to work shifts, including weekends
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
