Overview
Business Banker (Boksburg) Jobs in Boksburg, Gauteng, South Africa at Capitec
Title: Business Banker (Boksburg)
Company: Capitec
Location: Boksburg, Gauteng, South Africa
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We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
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Once you have completed the above finalize your application by clicking apply below
Purpose Statement
To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
Experience
Minimum:
Banking experience of at least 3 years
Experience of managing a portfolio of business customers with a service and financial analysis focus.
Experience in preparing and motivating Credit applications
Cost control and sales management
Ideal:
1+ yr spent in the Business Banking environment preparing and motivating credit application
Qualifications (Minimum)
Diploma in Commerce or Finance
Qualifications (Ideal Or Preferred)
FAIS accredited as Key Individual and approved by FSCA
Knowledge
Minimum:
Customer relationship management (CRM) principles and techniques
How to interpret financial statements, balance sheets and basic financial ratios
Standardized business banking transactional products and other core products relevant to small enterprises
Business banking product offerings
Understanding of collateral and balance sheets
Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
Knowledge of competitors offerings
Regulations, Acts and Codes related to the banking environment.
Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)
Ideal:
Features, benefits and value propositions of the respective company product/service offerings.
Current taxation laws as they apply to customers.
A good knowledge of administration processes and procedures pertaining to Business Banking transactions
Skills
Interpersonal & Relationship management Skills
Analytical Skills
Negotiation skills
Problem solving skills
Computer Literacy (MS Word, MS Excel, MS Outlook)
Commercial Thinking Skills
Strategic Thinking Skills
Communications Skills
Influencing Skills
Attention to Detail
Decision making skills
Conditions of Employment
Clear criminal and credit record
Willingness to work flexible hours (including Saturdays and Public Holidays)
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
